If the Property's Income Supports the Loan, You May Qualify

Commercial real estate loans qualified on property cash flow — not your personal tax returns or pay stubs. Purchase, refinance, or cash-out refinance for income-producing commercial properties.

Multi-family 5+, mixed-use, office, retail, industrial, self-storage
No personal income documentation required
Close in your LLC, corporation, or personal name
Purchase, cash-out refinance, or rate-and-term refinance
No application fee to speak with a commercial loan specialist

20+ yrs lending

NMLS #1281

BBB A+ rated

Talk to a Commercial Loan Specialist (833) 350-9185

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Check Your Property

30 seconds · No credit pull

Property Type

Loan Purpose

Loan Amount

Property State

Is the property currently income-producing? (optional)

Timeline (optional)

Commercial Property Types We Finance

Income-producing commercial real estate across multiple asset classes — qualified on the property’s cash flow.

Multi-Family 5+ Units

Apartment buildings and larger multi-family properties. Qualifies on actual or market rent roll — no personal tax return documentation required.

Mixed-Use

Properties combining residential and commercial space. Income from both residential units and commercial tenants considered in the cash flow analysis.

Office, Retail & Industrial

Single-tenant and multi-tenant commercial spaces. Long-term leases with creditworthy tenants typically strengthen the file.

Self-Storage

Self-storage facilities with stabilized occupancy. Loan qualification based on net operating income from the facility.

Value-Add & Vacant

Acquisition loans for repositioning plays and lease-up projects. Terms structured to the property’s business plan and exit strategy.

Not Sure Which Fits?

Tell us what you’re working on and we’ll match you to the right program. No obligation — just a conversation.

Talk to a Commercial Loan Specialist (833) 350-9185

Commercial Loan FAQ

Common questions from commercial real estate borrowers.

What types of commercial properties do you finance?

Multi-family 5+ units, mixed-use, office, retail, industrial, and self-storage. If you’re unsure whether your property type qualifies, call us — we work across a wide range of commercial asset classes.

Do you verify my personal income?

For most commercial programs, qualification is based on the property’s net operating income rather than your personal tax returns or pay stubs. Tell us about the property and we’ll explain how it qualifies.

Can I close in an LLC or corporation?

Yes. We close commercial loans in entity name — LLC, corporation, or partnership. Personal-name closings are also available depending on the program.

What loan amounts are available?

We work with commercial loans across a wide range of loan sizes. Fill out the form above or call (833) 350-9185 to discuss your specific scenario.

What credit score do I need?

Requirements vary by program and property type. Call (833) 350-9185 to discuss your scenario — we do not auto-decline based on credit score alone.

Do you lend on value-add or vacant properties?

Yes, in many cases. Acquisition loans for value-add and lease-up scenarios are available. Terms and structure depend on the business plan and exit strategy.

How do I get started?

Fill out the form on this page or call (833) 350-9185. A commercial loan specialist will review your scenario and follow up with program options.